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Do u need to pay for car insurance when the car owner is away on travels i.e.like 6mths & car is not used?
I am about to travel overseas for about 6 months on a job transfer and my car will be sitting in my garage not used. Do i still need to keep paying my insurance premiums for this period the car is sitting idle? I'm not sure if there's a law that says I should or not. Any help will be appreciated.
Public Comments
- If your state requires insurance to keep your registration, then you either have to pay or turn in your tags. Otherwise, there may be a bench warrant waiting for you when you get back.
- if the car is parked on private property and or stored at a storage facility but not in the street and also in my state i think the regitration has to be current if outside and even on the private property so call the licence bureau
- Yes as long as a vehicle is registered then is must have insurance. The only time that a vehicle can not have insurance is if it is not operating condition and it has been un-registered because of this reason.
- call your insurance company, they'll know.
- Yes as long as it's registered you must have insurance. Believe it's law in all states. Also, think about this, suppose something happens at your home while you're gone, fire, thief, etc., won't you want your car covered?
- yes you should keep the vehicle insured.What happens if the garage burns down with the car in it.Also if you cancel a policy your rating will go down when you want to reinsure meaning higher premiums.
- Contact your insurance company. They may be able to arrange to suspend your liability and collision coverage during your absense while keeping your comprehensive in force. Also check with the DMV as you may have to turn the tags in while you're gone.
- Seems to me that you could cancel the insurance while it is in the garage for 6 months and then insure it when you come back. DMV isn't going to know, so you don't need to send in the tags. I would have somebody check on the car and the house while you are gone for peace of mind.
