Why is men pay more for car insurance than women.?

I mean inst that discrimination. Shoudnt every1 start w/ the same amt of trust then if do sumthing bad u get nailed with higher rates. But 2 start all men off w/ a higher rate is bad. Even if it is true that men in general get into more accidents than women, that deosnt mean all men r worse drivers than women. And thats sumthing else i dont get, i thoguht the sterotype was that women r not good drivers. Isnt this car insurance thing similar to saying oh well it looks like most terrorists r of a middle eastern background so lets give those ppl a hard time. Well, i think the same applied 2 car insurance 4 men, we shud be given the same rates until we do sumthing bad. So it may end up that men pay more but only AFTER they've dun sumthing wrong, not rite off the bat. GO LEAFS GO! ok, but y is it men pay higher rates BEFORE anything happens, eg: mark wants and jane want car insurance, both r new drivers, living in the same city and are the same race and same age, mark has to pay $200 more than jane b/c he is a man, although he hasnt dun anything yet, although the company thinks he may do sumthing worse than jane ok, but y is it men pay higher rates BEFORE anything happens, eg: mark wants and jane want car insurance, both r new drivers, living in the same city and are the same race and same age, mark has to pay $200 more than jane b/c he is a man, although he hasnt dun anything yet, although the company thinks he may do sumthing worse than jane

Public Comments

1. i agree with you I believe that it is sexist but they same men are more likley to have an accident then women
2. Statistics have shown that males between the ages of 16-25 cause more accidents, receive more tickets for reckless behaviour, receive speeding tickets at a higher rate than the average driver. Therefore, insurance rates are extremely high for males in this age group. Once you pass age 25 and/or married, your rates will drop. The type of vehicle, your residence and the crime in your area, all figure in to your premium.
3. They don't, after the age of 25. Before that statistically women have fewer tickets, and fewer accidents and are generally more mature, so they get the advantage of better rates. No, since there are statistics to back up the differences, it is not discrimination. Added: are you going to continue using the "add comments" to argue with every answer you get? It's been answered, no, it is not discrimination. Joe and Jane don't start out equal, Jane is female and statistically has fewer tickets and accidents and doesn't become a boy racer as soon as she can drive. End of discussion.
4. Use spell check next time. Your question has been answered better than I could. Women don't have as many insurance claims.
5. men are much more aggressive and take more risks. its not discrimination its just fact; if you take more risks youre more likely to get into and accident.
6. According to some surveys men are prone to car accidents on the road thats why car insurance companies impose this kind of situation to male drivers, But it is not really a big deal for male drivers, if youre looking for a cheap car insurance theres a lot of companies that offers this kind of services that could help male drivers. You can search it on the net, visit site like this http://www.nightbirdssolutions.com collect some quotations from here and choose the best car insurance company that could give you a cheap and quality car insurance services.