Where can you get cheap car insurance after serving a drink driving ban?

I think it is so unfair to hype up the premium.

Public Comments

1. Course it's fair - people tend to repeat their behaviour, so you have an increased likeyhood of doing it again. Try Saudi arabia - drink driving is not against the law there, as it doesn't exist.
2. hey...if you can't do the time don't do the crime. You Knobhead drinking and driving, don't you realise how stupid that is, you deserve all the hyped costs you get
3. Hmmm you think it is unfair? Well tell you what, when you kill someone for your lack of control when your drunk, Come tell us how unfair it is for people to call you a murdering SOB. Maybe then we will have a more simpithetic ear ok.
4. I think they should even make it higher than what they do. It's called paying the price for being stupid. How's that for fairness?
5. stay off the road the ban was not long enough you turd
6. Depends, do you plan on drinking and driving again? If the answer is yes, then maybe you should consider not driving and putting the money you save on a car and insurance towards rehab, if you have resolved to clean up your act and are not going to put others in peril through you own irresponsibility then I'm sorry to say you will probably just have to tough it out for a while paying high premiums until a few years have passed. Look into Carpooling, Public transportation, bicycling, or even a small motorcycle that may have lower limits of liability..... but the bottom line is, if you still drink and you think you may drive after you are intoxicated, then you have bigger problems than your insurance rates and you should get some help.
7. You dont think its fair you should be done for attempted murder locked up for a very long time and never be allowed to drive again you NUTCASE.
8. To put it plainly, You can't. Drink drivers should be banned for life.
9. I don't think you can The problem is drink drivers tend to re-offend (not all probably a small minority) and therefore considered a high risk to insurance companies.
10. YOU are a greater risk satirically than a driver who has not been banned hence the increase in premium
11. Absolutely fair, and it will be on your licence for 10 years, so it`s going to cost lots.
12. Your best bet would be to pop into your local insurance broker - they have several companies that will offer cover to people with drink driving convictions. It is not unfair to hype up the premium - apart from the social stigma of driving under the influence, you have willingly gone out to drive the vehicle when you knew (or it did not concern you) that you were in no fit state to do so - hence increased your chance of having an accident and injuring/ killing someone. This is a poor moral hazard to insurance companies. Think yourself lucky! In the 1980s a DR10 was at least a 100% premium loading and an additional excess - now someone like Fortis will treat it much more leniently!
13. I think it's so unfair that you want to put the lives of innocent people in your hands as if you've got some right to. Anyway. Call around. You'll find someone.
14. You cant and I dont think that you should. Putting your own life in jepordy is one thing but you put other innocent people aswell. My best lost his father aged 7 and his mother aged 21 both due to RTA's involving drink drivers. How would you feel if you lost a member of your family? Hopefully the increase in your premiums will make you think twice everytime you pay it! Personally the most I've ever drank whilst driving is half a bottle of Becks with a meal. Usually I don't agree with everyone on here being on their high horse and telling people off who are seeking advice but with your attitude you deserve everything you get.
15. Cheap car insurance........mate to be honest your car insurance should be so high that you cant afford it. Drink driving is just pure insanity that can & does cost lives.
16. hastings direct are very cheap
17. You are a bigger risk. its going to be expensive so save lives and just dont drive. what is really unfair is to be called to the hospital to indentify your loved ones dead body or come see your loved one in critical condition. there are some things that you can not put a price tag on. like human life. you are an idiot to say that is unfair. everyone who gets dui has to pay the high risk insurance. paying a lot for insurance is a minor inconvienence. have you ever priced a funeral service. or taken care of somebody who is paralyzed for life.
18. It is worth searching around, some will even let you carry over any no claims discount after 2 years of not driving! The premiums will gradually fall over the next few years. Perhaps it is worth getting a cheap small runaround for a year or so to build up your no claims and this will obviously be cheaper to insure anyway. I would go into an insurance brokers and discuss your options, I managed to sign up with one company for a couple of days at a very high rate but this re-activated my NCD and was then able to transfer to a cheaper deal!
19. I think most of the previous respondents actually missed the question being asked by the person. He probably didn't ask the question to be abused. He's only looking for cheap car insurance. I think you guys should stick to the question and just answer it. i think the best thing to do is search on the net for cheap car insurance and then contact the company and try to negotiate. There is a website in Australia that has info on cheap car insurance ... http://cheap-car-insurance.com.au ... there are also some articles and tips on obtaining cheap car insurance... check it out it might be useful.
20. NO WHERE THAT I KNOW OF AT THIS TIME.
21. Car insurance does NOT have to cost a arm and a leg. The reason why people pay more than they should is that they don't take a few minutes and simply ask more than one insurer about their rates. Getting more than one quote WILL save you money. At the very least, if you get two quotes, you can either compare and take the cheaper one, or tell the other to match or beat it. Think about it. Not getting multiple quotes is just a bad move, and you're telling the insurance agents to rip you off. You compare when you go to the store, why not compare when you're spending hundreds, maybe thousands a year on car insurance? Another thing: Get ONLINE car insurance quotes. They only take minutes to do, you don't have to talk to anyone online, and you'll get better rates because you're dealing directly with the company, not their insurance agents. You're practically guaranteed to save, because you won't be paying that agent fee. You'll find more info on car insurance, and some places to get some pretty good online rates here: http://www.axalda.info/car-insurance.html